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Credit repair scams:claim they can repair your credit history. Remember information that is verifably correct cannot be removed from your credt report. The FTC (US) and OFT (UK) are cracking down on illegitimate credit repair agencies. |
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Credit Report:Your credit report is compiled by credit reference agencies using information from the Public Record: e.g. electoral roll information, court judgments and information provided by lenders and financial institutions. |
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Credit Score:A credit score (rating) is a number that helps lenders and others predict how likely you are to make your credit payments on time. Each score is based on the information then in your credit report.
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Credit Token - UK Consumer Credit Act 1974 - UK only:if a stolen card was used as a "credit token", the owner is liable only for the first £50 of any losses. And it is deemed to have been used as a credit token if it was used to remove funds from an overdrawn account. |
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Crime Reference Number (CRN):The reference number provided by the police to formally accept a report of fraud from a customer/financial institution. It is required to trace the case/report when communicating with the police at any future time after the initial report. |
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Cross cut shredders & shredding:provide more security by cutting paper vertically and horizontally into confetti-like pieces. The shredded paper compresses better so the basket holds more cut paper. |
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Cross-site scripting (XSS):is a type of computer security vulnerability typically found in web applications that enables malicious attackers to inject client-side script into web pages viewed by other users. |
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cryptotrojan:is a type of malware that encrypts the data belonging to an individual on a computer, demanding a ransom for its restoration. |
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cryptovirus:is a type of malware that encrypts the data belonging to an individual on a computer, demanding a ransom for its restoration. |
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cryptoworm:is a type of malware that encrypts the data belonging to an individual on a computer, demanding a ransom for its restoration. |
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Current address fraud:Type of identity fraud where the victim lives at the “current address” given on the fraudulent application. |
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